{"sources":[{"id":"naic","name":"NAIC Model Laws & State Pages","host":"content.naic.org","role":"primary — model index + per-state adoption charts","license":"facts normalized with linkback; NAIC © text/charts NOT rehosted","cache_ttl_seconds":1209600,"keyless":true},{"id":"NY","name":"NY Department of Financial Services — Circular Letters","host":"www.dfs.ny.gov","role":"DOI bulletins (New York)","state":"New York","license":"public state regulatory guidance; linkback only","cache_ttl_seconds":21600,"keyless":true,"enabled":true},{"id":"CA","name":"CA Department of Insurance — Bulletins & Notices","host":"www.insurance.ca.gov","role":"DOI bulletins (California)","state":"California","license":"public state regulatory guidance; linkback only","cache_ttl_seconds":21600,"keyless":true,"enabled":true}],"classifications":{"MODEL_ADOPTION":"Adopted the most recent NAIC model in a substantially similar manner.","PREVIOUS_VERSION":"Enacted an older version of the model, not the most recent.","RELATED_ACTIVITY":"Statutes/regulations/guidance on the same subject; not a substantially-similar adoption.","NO_CURRENT_ACTIVITY":"No state activity on the topic as of the last update."},"doi_states_supported":["New York","California"],"deferred":["SERFF Filing Access (reCAPTCHA Enterprise)","more state DOI adapters (one row each)","NAIC state-insurance-charts by topic","NAIC CIS complaint-index (captcha; overlaps kyb/entity)"],"note":"Provenance/licensing/coverage of the public US insurance-regulatory sources the paid /insurance/* routes normalize. Adoption facts + linkback only; no rehosting of copyrighted NAIC model text or verbatim chart pages.","attribution":["Source: NAIC Model Laws, Regulations, Guidelines and Other Resources (content.naic.org). © National Association of Insurance Commissioners. Adoption facts are normalized with a linkback to the NAIC source PDF; NAIC model text and compiled chart pages are NOT rehosted."],"disclaimer":"Not legal advice. Adoption classifications are the NAIC Legal Division's interpretation and may differ from a state's own view; consult the actual state statute/regulation cited and current state law for authority."}